Specialised Home Loans for Professionals with NO LMI
Supporting you Throughout the Home Buying Journey and Beyond
- Have any questions?
- +61 421 006 671
- rahul@anance.com.au
NO LMI Home Loans for professionals
Home loans for Medical professionals with No LMI
Medical Professional Package (Medico Package) Eligible medical professionals can apply for new or increased lending with an LVR of up to 90% – 95% without the requirement for Lenders Mortgage Insurance (LMI).
The LMI waiver is not automatically applied. An eligible borrower must request the waiver, provide any required documentation to show their eligibility and meet the requirements outlined below. Eligible Medical Professions Registration must be verified on the Australian Health Practitioner Regulation Agency (AHPRA) website or relevant veterinary board.
Eligible Medical Professionals
Eligibility Criteria
- Doctors
- Specialist Doctors
- Pharmacists
- Optometrist
- Dentist
- Veterinarian
- Physiotherapist
- Chiropractor
- You will need to be currently employed in one of the above medical professions
- Unlike other professions who also receive LMI waiver, there are no minimum income requirements.
- Current AHPRA registration
Home Loans for Legal Professionals
Legal professionals who currently hold their practising certificate can apply for new or increased lending up to a maximum LVR of 90% without the requirement for Lenders Mortgage Insurance (LMI). The borrower is not required to be working for a law firm nor does their role/title need to include lawyer/barrister/solicitor. They just need to maintain their practising certificate.
*Please get in touch with us for more details and eligibility
Eligible Legal Professionals
- Lawyer
- Solicitor
- Barrister
- Partner
Eligibility Criteria Applies
- Practising Certificate
- Your job title NEEDS to include Lawyer, Solicitor, Barrister & Partner. Any other title and we’ll need to expertly present your situation to convince the bank you qualify.
- Minimum income criteria apply.
Please contact us for more details and eligibility.
Home loans for Accountants
Accountants who are current members of their professional practising body can apply for new or increased lending up to a maximum LVR of 90% without the requirement for Lenders Mortgage Insurance (LMI).
The borrower is not required to be working for an accounting firm nor does their role/title need to include an accountant. They just need to maintain their professional membership with relevant professional practising body.
*Please get in touch with us for more details and eligibility
Eligible Finance Professionals
- Actuary
- Accountant
- Finance Manager
- Auditor
- CFO
- Director
- Partner
- Financial Controller
Eligibility Criteria
- Current CPA, CA, CFA, FIAA or IPA membership
- Your job title NEEDS to include Accountant, Finance Manager, Auditor, Financial Controller, CFO, Partner, Actuary or Director. Any
other title and we’ll need to expertly present your situation to convince the bank you qualify. - Minimum income criteria may apply
- Please contact us for more details and eligibility.
Our team at Anance will provide you with the professional solution tailored to your needs. We are happy to discuss your situation and we promise to process your home loan application as fast as possible. Contact us today for more information.
NOTE: LMI – Lenders Mortgage Insurance
Quicker home loan process for everyone
Application
Understanding your financial goals for your Application Process
Approval
Pre-approval prior to you start looking for property
Settlement
Hassle free settlement for your property alongside your conveyancer
Access to more than 30 lenders across Australia
We have access to more than 30 lenders across Australia and we can help you complete all the required documentation, including your First Home Owners Grant appplication form. We have experience in commercial lending and we can help you with vehicle and equipment finance as well.
Want to talk?
Please call us: +61 421 006 671
At Anance, we strive for excellence by ensuring you make an informed decision for your finance needs. We are passionate Mortgage Brokers with over ten years of experience in banking and finance. Our think outside the box strategy, understanding our clients needs/goals and can-do attitude will help you find a tailor made solution for your current and future financial needs. Call Rahul Arora on +61 421 006 671 for all your lending needs.