Asset Finance and Equipment Finance
Specialists in finding the right equipment loan for you
Asset finance is used by the company to get equipment and assets for their businesses to grow. Therefore, businesses would need to obtain finance or a loan to purchase or lease the equipment. Small business relies on a small number of assets or equipment, but as the business grows, the number of equipment that is needed is increased, hence you may need equipment loans.
Hire Purchase
The lender can choose to purchase the asset on behalf of the customer and would own the asset until the full payment for the equipment has been done. The repayments are kind of the loan repayments in the small monthly instalments. This allows the customer to grow his business without investing the full amount upfront. This adds cash flow for the owner which can be invested in other aspects of the business.
Car or Equipment Finance
Our speciality team has experience in equipment’s finance options where equipment can vary from vehicle loans and large scale to small scale machinery. We have a range of customers who have taken equipment on finance for short/long term. When you take a long term loan for equipment finance then the repayments are lower and is good for the company’s cash flow.
Companies can opt to utilise the balloon payments options where the repayments will be small but the loan will end with a payment that is significantly larger than previous payments. We also provide an option to take loans without any balloon payments where you will have fixed monthly payments until the loan.
If you are looking for a loan to buy equipment for commercial use, then our team can step in and assist you in analysing the equipment value and depreciation rate which will be used to calculate your loan amount. Generally, equipment loans are secure loans like car loans and have very competitive interest rates.
Our team has extensive experience in this field and would provide you with a suitable solution that is tailored to your needs.
We make the task for everyone easier by taking care of all your needs from asset financing to home loan needs.
We ensure fast processing Asset Finance Loans and a better experience!