Home Loan
Supporting you Throughout the Home Buying Journey and Beyond
Your dream of being a Home Owner is closer than you think. With the range of home loans available with Anance, you can be assured that we will find the best possible home loan solution to turn your dream into reality.
The home buying process can be daunting as you need to organise appointments with various real estate agents. If you like the property, you will need to organise a pest and building inspection. But choosing the right home loan requires extensive research and time to find the best possible loan available in the market that suits your needs.
At Anance, we can help you remove the burden of looking for the right home loan for your situation. To ensure that you can find the best deal, our experts in the industry are constantly looking for the best deal from more than 30 lenders in the market.
First Home Buyers
First Home Buyers have worked very hard to gather enough deposit for their dream property. It is a proud moment for them to buy their first home. Our experts work with many first home buyers by guiding them in every possible step, so that the process of buying your first home is a memorable experience.
On rare occasions where First Home Buyers are not able to manage a full deposit, we can help find you a loan by using some kind of guarantee who is referred to as a “Guarantor” – which is usually your parents or family. Parents often use equity from their own portfolio of property to finance their kids first home buying.
Whatever your situation is, our experts will look after you.
Self Employed Home Loan
If you are self-employed, we have a range of solutions that can suit your current situation. Although salaried employees generally would have enough documentation to cover the bank or lenders requirements, Self-employed individuals, on the other hand, are not on a fixed income structure and work hard for their incomes. Self-employed home loans have their own challenges and are not very easy to manage. Sometimes, self-employed individuals are not able to provide full documentation set for home loans. At Anance, we will provide you with a home loan solution even if you have limited documentation.
Our team at Anance will provide you with the professional solution tailored to your needs. We are happy to discuss your situation and we promise to process your home loan application as fast as possible. Contact us today for more information.
Refinance Home Loans
In comparison to when we took our first home loan, our lifestyle and expenses were significantly different to our current lifestyle. To suit your current situation, we can help you refinance your existing home loan or restructure it to match your current lifestyle. Refinancing home loans may offer you better interest rates, restructure the loan or change the type of loan you have.
Learn more about Refinancing Home Loans
No LMI Home Loans for Professionals
If you are in a medical, legal or accounting profession, you may be eligible to apply for new or increased lending with an LVR of up to 90% – 95% without the requirement for Lenders Mortgage Insurance (LMI).
Learn more about No LMI Home Loans for your Professions